Life Insurance

The agents at Eugene C. Yates Insurance Agency strive to be the insurance leaders you trust to protect your most important commodity—your life.

From providing you with many options for your insurance quotes in Lodi, CA, to offering you affordable homeowners insurance in Sacramento, we also go above and beyond to protect your life. We know that trying to secure the right life insurance plan is a bit overwhelming. From the research to weighing the pros and cons of term life insurance versus whole life, variable and beyond—it’s easy to get frustrated.

You can count on our staff trusted coverage specialists to give you the options to handle all of your California life insurance needs. In addition to helping you navigate your way through one of the most critical policy decisions you will make in your lifetime, we pledge to secure you with a custom California life insurance plan you can depend on—and one that is tailored to your individual needs.

Term life insurance in Elk Grove, CA, and the surrounding areas, plus whole life insurance, universal life insurance, variable life insurance, survivorship insurance… the list and combinations seem endless. At Eugene C. Yates Insurance Agency we want to help you determine which insurance policy type is right for you. Our dedicated team of life insurance professionals understands California’s market and regulations and can find the right plan – or mixture of options – that fit your unique needs.

Term Life Insurance Basics:

  • Coverage for a “term” or period of your life.
  • Lower premiums for higher coverage.
  • Rates can change after specific terms expire.
  • No equity – cannot be used as cash value.

Whole Life Insurance Basics:

  • Exactly like it says – permanent, not for a specific period.
  • Protection carries with you your whole life.
  • Can build equity and have cash value.
  • Higher premiums than term life, but can be more valuable in the long run.

Term and Whole Life Combined:

  • Build a lifelong base of whole life coverage.
  • Supplement specific times of your life with term insurance.

With a number of alternatives from which to choose it’s understandable that you may feel a bit anxious—so why don’t you enjoy living your life to the fullest and leave the insurance part to us! Life insurance is all about you, and you are certainly worth insuring. So, contact us today for your personal insurance needs, including health insurance in Lodi, CA, and let one of our life insurance experts get you started on the right path!

Give Eugene C. Yates Insurance Agency a call right now for more information and receive a free California life insurance quote right now!