Insurance Articles

Home insurance Sacramento is a form of property insurance coverage. Homeowners insurance is designed to cover losses and damages that may happen to a home or residence. It may also include coverage for personal belongings and property inside the home such as furniture, electronics, valuables, appliances, clothing, and more. A standard homeowners insurance policy should […]

If your company is unable to purchase traditional commercial property insurance you have options. The California FAIR Plan offers commercial insurance coverage for many different businesses. What is The California FAIR Plan?  The California FAIR Plan Association was established to meet the needs of California homeowners unable to find insurance in the traditional marketplace. The

When it comes to commercial property insurance it can be found in many different varieties such as inland marine, builders risk, cargo insurance and more. You can get commercial property insurance as a stand alone policy or packaged within a Business Owners Policy (BOP). Commercial property insurance coverage A commercial property insurance policy will protect

The most common ways to save money on your homeowners insurance policy are to adjusting your deductible, shopping around and taking advantage of home insurance discounts. Typically if you use all of the mentioned methods, you can save anywhere between 20 – 40% on your homeowners insurance premium. How do I qualify for homeowners insurance

What To Know About Home Insurance in Wildfire-Prone Areas California has experienced extreme drought conditions, according to the U.S. Drought Monitor, which is a combination of the National Drought Mitigation Center, U.S. Department of Agriculture and National Oceanic and Atmospheric Administration. “The hot and dry conditions will accelerate the potential for wildfires as vegetation further

Business income insurance also known as business interruption insurance is business insurance designed to cover lost income if your company temporarily closes due to a fire, natural disaster or another covered peril.  How business interruption insurance protects your business Business interruption insurance will cover lost revenue, ongoing expenses and costs to move to a temporary

What Is Commercial Auto Insurance? Business auto insurance also known as commercial auto insurance, commercial vehicle insurance and commercial car insurance is business insurance designed to protect you, your employees and the vehicles you use for daily business use.  Commercial auto insurance protects your company from financial responsibility if your business is at fault in

ACORD certificate of liability insurance is a document that is used to prove you have liability insurance. What is a certificate of liability insurance? Also known as a certificate of insurance (COI) an ACORD certificate of liability insurance is a document that will prove you have commercial business liability insurance coverage. It’s used to summarize

If your company uses vehicles for daily business activities, you may have thought of getting a commercial auto insurance policy. What you may already know, is commercial auto insurance and personal auto insurance are different policies. If your business does have a fleet of vehicles you may be required to carry commercial auto insurance as

General liability insurance is business insurance designed to protect your company from third party property damage, advertising injuries, and lawsuits. How will commercial general liability insurance protect your company? General liability insurance provides financial protection in the event your business is sued for an injury that occurred at your company. If you happen to damage