Insurance Articles

If your home insurance policy covers the water damage done to your home, it will have to be caused by a covered peril. A standard home insurance policy is designed to cover you if it is a covered hazard. If the water damage is caused by a flood, there is a good possibility you will […]

More than likely your mortgage company requires that you carry some sort of homeowners insurance. Now you want to find out what you should be looking for in a home insurance policy. We outlined some of the things we believe you should look into when considering a homeowners insurance policy. Make sure you can cover

Your home is one of the largest purchases you will make in your lifetime. Which makes it even more important to know you’re covered by a home insurance company that can cover your claim when you need them.  Automatically we want to gravitate to lower home insurance premiums, but that’s not always the best option.

Let me start off by saying I am not a tax professional and am simply stating my opinion. You should speak with whoever does your taxes before making any changes.  In the majority of cases, homeowners insurance is not deductible on your taxes. There are circumstances where you may be able to claim deductions. For

Each business insurance policy is different, so the cost will vary from company to company. General liability insurance cost is based on the way your small business operates and what policy limits you have in place. On average the median annual cost of small business insurance is roughly $600. Your ending premium cost will depend

Your homeowners insurance policy is in place to provide protect against potential loss or damages due to sudden disasters, such as accidents & theft. Typical homeowners insurance policies will include 4 types of coverage. Homeowners insurance will provide coverage for the structure of your home Homeowners insurance will cover your personal belongings  Homeowners insurance provides

Does homeowners insurance cover mold? It depends a lot on what caused the mold. If a covered peril was to be the cause of the mold, it may be covered within your policy. Please keep in mind, it is on a case to case basis and differs between insurance companies.  For the most part homeowners

Your auto insurance declaration page is a summary of your car insurance policy. Often it is provided to you by your car insurance company. The auto insurance declaration page will include name of your auto insurance company, policy number, policy term, types of coverage, limit of coverage, cost of coverage and specified vehicles covered under

The name “full coverage’ can be deceiving. There is not an auto insurance policy that can cover you for all situations. Full coverage auto insurance will cover you for the majority of circumstances you may run into. Auto insurance will protect you from the debt of a totaled vehicle and from being sued. Although, this

Within the confusion of an accident, the first thing that comes to mind is, who is at fault? What drivers auto insurance will cover the damages or even worse my injuries and medical care. More often than not, it’s a very difficult decision. Although at times simple enough for the officer on the scene to