Insurance Articles

Articles on everything you would like to know about everything insurance related.

Mold Damage and Homeowners Insurance: A Coverage Gap That Still Surprises Homeowners

In 2018, when a nor’easter tore through Brandi Schmitt’s home in Lothian, Maryland, she had no idea that the storm’s aftermath would lead to a much bigger problem—mold. Like many homeowners, Schmitt assumed that her insurance policy would cover the damage caused by the storm. But as water continued to leak into her home due […]

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Tree Removal and Homeowners Insurance: What Homeowners Need to Know

Tree removal can be a costly and unexpected expense for homeowners, especially when it’s necessary due to storm damage, disease, or other hazards. Understanding how homeowners insurance interacts with tree removal can save you from financial surprises. Here’s what you need to know about tree removal and how it’s covered by your homeowners insurance.  When

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Strengthening Insurance Laws Improves Children’s Access to Mental Health Care

A recent UC San Francisco-led study reveals that stronger state insurance laws significantly enhance children’s access to mental and behavioral health services. The study, which analyzed data from nearly 30,000 U.S. caregivers, found that from 2016 to 2019, 1 in 8 caregivers struggled to obtain mental health care for their children. However, those living in

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California Insurance Commissioner Moves to Expedite Rate Review Process

SACRAMENTO, California — On Friday, Insurance Commissioner Ricardo Lara issued an administrative order to accelerate the review of insurers’ rate requests, bypassing the earlier plan to implement changes through the California state Legislature and Governor Gavin Newsom. This action comes as Lara faces increasing political pressure due to property insurers exiting the state in response

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Insurance Tips: Things to keep in mind as September approaches

As September approaches, it’s an ideal time to review your insurance policies and ensure that you’re prepared for the months ahead. Whether it’s preparing for seasonal changes, assessing your financial goals, or making sure your coverage is up to date, here are some key insurance tips to consider as summer transitions into fall.  1. Review

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Home Insurance for Smart Homes: What You Need to Know

As technology advances, more homeowners are integrating smart devices into their homes. From automated security systems to smart thermostats and lighting, these innovations offer convenience, energy efficiency, and enhanced security. However, with these technological advancements come new considerations for homeowners insurance. Here’s what you need to know about insuring a smart home.  1. Understanding Smart

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Sacramento Home Insurance Tips and Tricks: Protecting Your Home and Saving Money

Owning a home in Sacramento comes with unique challenges and opportunities when it comes to homeowners insurance. From understanding local risks to finding ways to save on premiums, here are some essential tips and tricks to help you get the most out of your home insurance policy in Sacramento.  1. Understand Sacramento’s Specific Risks   

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