Insurance Articles

Starting a business is exciting—choosing your name, filing your LLC, building a brand. But one question we often hear from entrepreneurs in Sacramento is:“Can I start an LLC without insurance?” The short answer is yes—you can legally form a Limited Liability Company (LLC) in California without purchasing insurance. But before you check “done” on your […]

Whether you’re registering a vehicle, buying a new home, or starting a business, you’ll need one important document—proof of insurance. At Eugene C. Yates Insurance Agency, we know that life moves fast. That’s why we make it easy to get the insurance documents you need, when you need them. What Is Proof of Insurance? Proof

When it comes to car insurance, many business owners wonder: Is it cheaper to insure a vehicle through an LLC? The answer depends on how the vehicle is used, the type of coverage needed, and the insurer’s underwriting process. In this post, we’ll explore the pros and cons of putting car insurance under your business

In the world of business and insurance, acronyms fly around fast—and COI is one you don’t want to overlook. Whether you’re a small business owner, contractor, or property manager, understanding what a COI (Certificate of Insurance) is—and why you need it—can save you time, money, and legal headaches. So, What Exactly Is a COI? A

Starting a business is an exciting journey filled with critical decisions. One of the most common first steps entrepreneurs take is forming an LLC (Limited Liability Company). It’s a smart move for protecting your personal assets—but here’s a common misconception we hear all the time: “If I have an LLC, I don’t need business insurance,

If you’re a business owner in Sacramento—or anywhere in California—you’ve likely heard the term Certificate of Insurance, or COI. Whether you’re bidding on a job, signing a lease, or partnering with a vendor, there’s a good chance someone will request this document before doing business with you. But how much does a Certificate of Insurance

When you’re running a business, every dollar counts. From overhead to payroll, your expenses can add up fast. So, it’s only natural to wonder: Is business insurance tax deductible? The short answer is yes—in most cases. At Eugene C. Yates Insurance Agency, we’ve been helping Sacramento business owners protect their operations and save money since

If you own a business or run a side hustle through an LLC, you may be wondering whether you can insure a vehicle under your company’s name. The short answer is: yes, you absolutely can—and in many cases, you should. At Eugene C. Yates Insurance Agency, we work with countless Sacramento business owners to help

Being your own boss comes with freedom, flexibility, and the satisfaction of building something on your own terms. But with independence also comes responsibility—and risk. Whether you’re a freelancer, consultant, gig worker, or solopreneur, business insurance isn’t just for big companies. It’s for anyone who wants to protect their livelihood. Why Business Insurance for the

As a business owner, you’re focused on growth, service, and reputation. But in today’s world, having proper insurance isn’t just smart—it’s essential. One of the most common documents requested in the business world is a Certificate of Insurance (COI). If you’re wondering whether your business needs one, the answer is most likely yes. What Is