Insurance Articles

Articles on everything you would like to know about everything insurance related.

For the time being, California-regulated health insurance plans are not allowed to charge for COVID-19 tests or vaccines.

Even if you opt for out-of-network testing or receive a COVID-19 vaccine at a retail pharmacy, your health insurance plan is expected to cover the expenses until November. Although California’s state of emergency for the COVID-19 pandemic has concluded, the ongoing impact of the virus during the winter may leave you uncertain about what your […]

For the time being, California-regulated health insurance plans are not allowed to charge for COVID-19 tests or vaccines. Read More »

home insurance

A recent study suggests that mitigating risks is the key to reducing property insurance premiums

ORLANDO, Fla. — Almost a year ago, Florida legislators convened a special session with the aim of addressing the state’s property insurance crisis. On Tuesday, they gathered again to evaluate the outcomes. Nonetheless, a newly published study from a prominent risk assessment firm has determined that consumers may not witness a decrease in premiums in

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Why California’s Reforms in Risk Modeling Represent a Game-Changer

In a groundbreaking initiative to address California’s insurance challenges, the California Department of Insurance (DOI) has unveiled plans to permit insurers to factor reinsurance costs into their rate calculations and assess catastrophe risk using forward-looking projections supplied by risk models. This significant shift, previously prohibited in California, is poised to revolutionize the insurance industry, according

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insurance company

How are insurance companies approaching their investments?

The insurance market is facing increased volatility due to persistent inflation and natural catastrophes. However, there is some positive news for insurance companies when it comes to their investment strategies. Insurance companies are seeking to mitigate underwriting losses by optimizing their investment portfolios and taking advantage of current Treasury yield levels, according to Kerry O’Brien,

How are insurance companies approaching their investments? Read More »

Consumer Reports | Tips for Reducing Insurance Costs for Manufactured and Tiny Homes

Manufactured and tiny homes undoubtedly offer more affordable housing options than their traditional counterparts. However, a surprising expense often follows the purchase: insurance, which can sometimes double the overall cost. In this report, 10 News collaborates with Consumer Reports to uncover strategies for securing lower premiums. Consumer Reports contributor Lisa Gill, who resides in a

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Understanding Manufactured and Mobile Home Insurance Costs

In Baton Rouge, Louisiana, Consumer Reports delves into the world of insurance for manufactured and mobile homes, shedding light on why these seemingly affordable housing options can come with unexpectedly high insurance premiums. Here’s a breakdown of the factors contributing to the increased cost and some strategies to secure lower premiums. So, why does insuring

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Blue Cross / Blue Shield insurance

Why should you get your Blue Cross / Blue Shield insurance policy through an independent broker such as Eugene C Yates Insurance Agency?

Choosing to get your Blue Cross/Blue Shield insurance policy through an independent broker like the Eugene C Yates Insurance Agency can offer several advantages, although it ultimately depends on your individual needs and circumstances. Here are some reasons why people may opt for an independent broker when purchasing insurance: 1. Expertise and Guidance: Independent insurance

Why should you get your Blue Cross / Blue Shield insurance policy through an independent broker such as Eugene C Yates Insurance Agency? Read More »

The Hartford Insurance

What makes The Hartford insurance company standout from other insurance providers?

Here are some factors that traditionally set The Hartford apart: 1. Focus on Business Insurance: The Hartford has a strong presence in the business insurance market, offering a wide range of commercial insurance products and services. They are known for providing coverage to small, medium, and large businesses, including specialized solutions for specific industries. 2.

What makes The Hartford insurance company standout from other insurance providers? Read More »

national general insurance

What makes National General standout from other insurance providers?

National General Insurance was acquired by The Allstate Corporation in January 2021, which could have led to changes in its offerings and standing in the industry. That said, here are some factors that might have made National General Insurance stand out from other insurance providers prior to the acquisition: 1. Specialization: National General had a

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