Insurance Articles

Here’s a lesser-known detail about insurance for renters: While a building owner’s insurance typically covers losses in common areas and shared facilities, landlords often bear no responsibility for damage occurring inside a rental unit, including any harm to a tenant’s personal belongings. This is where renters insurance, sometimes referred to as tenants insurance, steps in. […]

California is contemplating new regulations for property insurance pricing. The California Insurance Commissioner, Ricardo Lara, has introduced a set of executive measures with the goal of enhancing property insurance availability across the state. Termed the “Sustainable Insurance Strategy,” this initiative is being hailed as the most significant insurance reform since Proposition 103 was ratified almost

Lowering your business insurance premiums can help reduce your overall business expenses. Here are several strategies to consider: 1. Shop Around:    – Obtain quotes from multiple insurance providers. Different insurers may offer different rates for the same coverage. 2. Bundle Policies:    – Consider bundling your business insurance policies. Combining policies like general liability,

Lowering your homeowners insurance rates can help you save money while still maintaining the coverage you need. Here are some steps you can take to potentially reduce your homeowners insurance premiums: 1. Shop Around:    – Get quotes from multiple insurance providers to compare rates. Different companies offer different pricing structures, so shopping around can

Lowering your auto insurance premiums can help you save money while still maintaining the coverage you need. Here are several steps you can take to reduce your auto insurance costs: 1. Shop Around for Quotes with an independent broker such as Eugene C Yates Insurance Agency:    – Get quotes from multiple insurance providers the

Key considerations: 1. Small business insurance costs can range from as low as $500 to several thousand dollars, contingent on various underwriting factors and optional coverage choices. Prioritizing cost over comprehensive coverage is a common mistake. 2. In an era marked by a surge in natural disasters and extreme weather events, it is critical to

In California, it is illegal to drive without auto insurance. If you are caught driving without insurance in California, you could face several consequences, including: 1. Penalties and Fines: If you are pulled over by law enforcement and cannot provide proof of insurance, you may be subject to fines and penalties. The exact amount can

Both approaching are the open and closed seasons. On November 17, the continuing resolution expires, potentially leading to a government shutdown if funding depletes. Just a few days prior, the open season begins, allowing federal employees to select their health insurance carrier for 2024. For insights on these developments, the Federal Drive with Tom Temin

If you own a commercial trucking fleet or work as an independent contractor, obtaining a commercial truck insurance policy is essential. The leading commercial truck insurance providers offer policies that fulfill state liability requirements for a wide range of vehicles, owners, and drivers. These insurers also provide discounts to help you save on premiums, assist

Pickleball, the sport that has rapidly gained popularity in the United States, is posing increased challenges for its operators. With an expected surge in health care costs of nearly $400 million, this seemingly innocuous pastime has exploded in the wake of the pandemic, compelling fitness centers and recreational facilities to invest in pickleball courts and