Articles on everything you would like to know about everything insurance related.
Owning an older home is like owning a piece of history. With character-filled architecture and classic craftsmanship, these homes tell stories. But when it comes to home insurance, older homes come with their own set of challenges—and not all policies are created equal. If your home is 30, 50, or even 100+ years old, here’s […]
Best Home Insurance for Older Homes: What You Need to Know Read More »
Living in a tiny home offers simplicity, freedom, and a smaller carbon footprint—but that doesn’t mean your insurance has to be complicated or costly. In fact, with the right steps, you can significantly lower your home insurance premium and still protect what matters most. At Eugene C. Yates Insurance Agency, we specialize in helping Sacramento
As more homeowners—especially baby boomers and retirees—consider downsizing, one of the most common questions we hear is:“Are smaller homes cheaper to insure?” In most cases, the answer is yes. But while smaller homes tend to cost less to insure, the full story depends on several important factors. At Eugene C. Yates Insurance Agency, we’ve been
As we grow older, our lifestyles change—and so do our housing needs. Many seniors begin to wonder: “Is it time to downsize?” While there’s no universal answer, there are clear signs and situations that can help guide this important decision. At Eugene C. Yates Insurance Agency, we’ve served Sacramento families for over 75 years, and
As retirement approaches and the kids move out, many baby boomers are choosing to downsize—moving into smaller homes, condos, or retirement communities. Downsizing can bring a sense of freedom, simplicity, and financial relief. But it also raises an important question: What’s the best homeowners insurance for baby boomers who are downsizing? At Eugene C. Yates
When it comes to homeowners insurance, one of the most common questions we hear at Eugene C. Yates Insurance Agency is:“Can I pay my own homeowners insurance, or does my mortgage company have to do it?” The answer? Yes, you can pay your own homeowners insurance—under certain conditions.Let’s take a look at when you can,
As you enter your golden years, your lifestyle, financial goals, and insurance needs begin to shift. One question we often hear at Eugene C. Yates Insurance Agency is:“Do seniors get discounts on homeowners insurance?” The short answer? Yes, they do.Many insurance companies offer exclusive savings for mature homeowners—sometimes shaving hundreds off your annual premium. Let’s
Do Seniors Get Discounts on Homeowners Insurance? Read More »
Tying the knot changes more than just your relationship status—it can also impact your finances in surprising ways, including your homeowners insurance. If you’ve recently gotten married or are planning to, you might be wondering: Does getting married lower your home insurance?The answer: Yes, it often does. But let’s break down why and how. At
When buying or refinancing a home, one of the decisions you’ll need to make is whether or not to escrow your homeowners insurance. While it might sound complicated, the concept is straightforward—and for many homeowners, it can be a smart way to manage insurance payments. At Eugene C. Yates Insurance Agency, we’ve been helping Sacramento
Buying a home is one of life’s biggest investments—and protecting it shouldn’t break the bank. The good news? You can get a great deal on home insurance without cutting corners on coverage. At Eugene C. Yates Insurance Agency, we’ve been helping Sacramento homeowners save on home insurance since 1946. Here’s how you can make sure