Insurance Articles

Articles on everything you would like to know about everything insurance related.

Can You Show Proof of Insurance on Your Phone? Yes—Here’s What You Need to Know

At Eugene C. Yates Insurance Agency, we understand the importance of convenience—especially when it comes to something as essential as showing proof of insurance. Whether you’ve just been pulled over or need documentation for a vehicle registration, you might be wondering: Can I show proof of insurance on my phone? The short answer: Yes! Digital […]

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Can I Start an LLC Without Insurance? What Every Sacramento Business Owner Should Know

Starting a business is exciting—choosing your name, filing your LLC, building a brand. But one question we often hear from entrepreneurs in Sacramento is:“Can I start an LLC without insurance?” The short answer is yes—you can legally form a Limited Liability Company (LLC) in California without purchasing insurance. But before you check “done” on your

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What Does COI Mean in Business? Why It Matters for Your Protection

In the world of business and insurance, acronyms fly around fast—and COI is one you don’t want to overlook. Whether you’re a small business owner, contractor, or property manager, understanding what a COI (Certificate of Insurance) is—and why you need it—can save you time, money, and legal headaches. So, What Exactly Is a COI? A

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Does Forming an LLC Mean You’re Insured? Not Quite—Here’s Why

Starting a business is an exciting journey filled with critical decisions. One of the most common first steps entrepreneurs take is forming an LLC (Limited Liability Company). It’s a smart move for protecting your personal assets—but here’s a common misconception we hear all the time: “If I have an LLC, I don’t need business insurance,

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How Much Does a Certificate of Insurance (COI) Cost for a Business?

If you’re a business owner in Sacramento—or anywhere in California—you’ve likely heard the term Certificate of Insurance, or COI. Whether you’re bidding on a job, signing a lease, or partnering with a vendor, there’s a good chance someone will request this document before doing business with you. But how much does a Certificate of Insurance

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