Insurance Articles

Having business insurance is crucial for managing risks and protecting financial assets, but like any decision, it comes with its pros and cons. Here’s a look at the advantages and disadvantages of obtaining business insurance:  Pros 1. Risk Mitigation: Business insurance helps mitigate financial risks associated with unforeseen events such as accidents, natural disasters, theft, […]

Having business insurance is crucial for managing risks and protecting financial assets, but like any decision, it comes with its pros and cons. Here’s a look at the advantages and disadvantages of obtaining business insurance:  Pros 1. Risk Mitigation: Business insurance helps mitigate financial risks associated with unforeseen events such as accidents, natural disasters, theft,

Choosing a local agent for your homeowners insurance offers several advantages that can enhance your overall insurance experience. Here are some compelling reasons why you should consider getting your homeowners insurance from a local agent: 1. Local Market Knowledge: Local agents have a thorough understanding of the real estate and insurance markets in your area.

The terms “business insurance” and “commercial insurance” are often used interchangeably and essentially refer to the same types of coverage. Both terms describe a category of insurance policies designed to protect businesses from financial losses due to various risks associated with their operations. Here’s a breakdown of how these terms are typically used and what

For new homeowners, navigating home insurance can seem complex, but it’s crucial for protecting your investment. Here are 20 home insurance tips that can help you get started on the right foot: 1. Shop Around: Don’t just go with the first insurance offer you receive. Compare policies from several insurers to find the best rates

Working with an independent insurance broker like Eugene C. Yates Insurance Agency can offer numerous advantages when shopping for homeowners insurance. Here are 20 reasons to consider going this route: 1. Personalized Service: Independent brokers offer a personal touch, getting to know you and your needs to tailor coverage accordingly. 2. Expert Advice: They have

Homeowners insurance is crucial for protecting your property, but there are circumstances under which an insurance provider might deny coverage. Here are 10 reasons why your homeowners insurance provider might deny you coverage: 1. Poor Home Maintenance: Insurers expect homeowners to maintain their property. Neglecting maintenance, like failing to repair a leaky roof or old

Business auto insurance is crucial for companies that use vehicles as part of their operations. Whether you own a fleet of delivery trucks or a single car for business errands, understanding the ins and outs of business auto insurance can help you make informed decisions about your coverage. Here’s what you should know about business

Bundling auto and home insurance, which involves purchasing both policies from the same insurer, can offer several advantages. Here are 20 benefits of bundling your auto and home insurance: 1. Multi-Policy Discounts: Insurers often offer significant discounts to customers who bundle policies, reducing overall premiums. 2. Simplified Billing: Managing a single bill for multiple policies

For new companies, choosing the right forms of business insurance is crucial to protect against potential risks. Here are 10 types of business insurance that all new companies should consider: 1. General Liability Insurance: Essential for covering claims of bodily injury, property damage, and advertising injury caused by your business operations. 2. Professional Liability Insurance