Insurance Articles

If you rent a place, the landlord might ask you to buy renters insurance. Usually they’ll make it part of your rental agreement. Your landlord’s policy will only cover damages or loss for the structure that you are living in. It will not cover your possessions.  The cost of renters insurance; The Insurance Information Institute (iii.org), says the average […]

If you’re looking for the average cost in the US for motorcycle insurance it’s roughly $702 per year or $59 per month. The average cost of motorcycle insurance in California is $1,360 annually or $113 per month. Your insurance premiums depend on a few determining factors. For example age, driving record, the state and neighborhood

In short an insurance premium is the payment you make to an insurance company to keep your insurance policy active and current. The main insurance categories carry an insurance premium. Health, life, auto etc, all require that the policyholder pay a premium to maintain coverage.  Typically your monthly premium isn’t set in stone. Unless it’s

The average cost of motorhome insurance can range from $900 to $3,000 for most motorhomes in the US in 2020. Although, the cost of good motorhome insurance policies will vary. A Class C motorhome will have lower premiums than a Class A RV.  The size of your motorhome factors into the cost of insurance as

A lot of times when you purchase a new or used car, the dealership may give you an option to buy an extended warranty or mechanical breakdown insurance. In this article we explore a little bit deeper into how this coverage can benefit you. Mechanical Warranty; What is a mechanical warranty? A mechanical warranty is an extended

Pet Insurance is currently 1 of the fastest growing insurance products in America. Pets are part of the family. They deserve the same love and attention as other family members. And the same goes for insurance, they deserve the same or at least adequate coverage.  Pet health care is becoming more expensive due to advances

Whole life insurance is a type of life insurance that has a cash value. It’s a policy that provides protection for your entire lifetime. It offers two main benefits: Death benefit which will be paid to a beneficiary in the event of your passing A cash value that accumulates over the term of the insurance policy.

Supplemental life insurance coverage goes a bit further than a standard life insurance policy. It may go beyond what’s offered by your employer through the employee benefit package.  Supplemental life insurance is just as it sounds, its life coverage that supplements other life coverage that’s offered through your employer. Most companies offer life insurance as

Private insurance is insurance sold by a private insurer. Some of the types of insurance this can include are health, dental, vision, and more. It will not include government benefits, like Medicaid or the Children’s Health Insurance Program (CHIP).  Private health insurance refers to any health insurance coverage that isn’t offered by a state or

Accident insurance will help you to pay for medical medical and out-of-pocket expenses that you may have incurred after an accidental injury. Included in this is emergency treatment, hospital stays, & medical exams. Other expenses you might run into that are included are, transportation and lodging needs.  Accident insurance is a financial product that will