Insurance Articles

If you have a mortgage on your home, there’s a good chance your lender will require that you carry homeowners insurance. Although, homeowners insurance may not be a requirement if your home is paid off.  What happens if you’re denied homeowners insurance coverage? If you’ve recently been dropped from your policy you may thinking what

Most homeowners insurance policies will cover you for sudden & unexpected water damage that may have been caused by faulty plumbing or a burst pipe. Please keep in mind some homeowners insurance policies will exclude damage that happens gradually over time. For example a very slow leak you neglected to take care of. Flooding caused

If your homeowners insurance has gone up, there are multiple reasons that may have caused this. The good news is there are several ways you can save money to get your rate back down. 5 easy ways to get lower homeowners insurance. Homeowners insurance rates are based off a few different factors. Some will be within

More than likely if your mortgage company requests that you purchase hazard insurance they are referring to homeowners insurance. Before closing on a home many mortgage companies will require that you have homeowners insurance to finalize the paperwork. This is so that the lenders investment and your home is protected from certain hazards. Typically, homeowners

Homeowners insurance is much more than just a luxury. In most cases it can often be a requirement. No matter which way you look at it, home insurance protects one of our largest investments. Knowing more about insurance that protects such a big asset can come in handy. In this article we go over some

Home insurance can sometimes be unavoidable and a requirement if you have a mortgage on the home. In situations like these it can often be helpful to know a few key points before shopping for your next homeowners insurance policy.  The amount you end up paying for your home insurance premium can vary. Each state

The personal liability insurance within your home insurance policy is coverage designed to provide protection incase someone is hurt or injured on your property. It can help pay for medical bills and legal fees that are the result of someone being hurt or injured within your home.  As an example is someone falls within your

If you have a mortgage on the home and a mortgage lender is involved, more than likely you will need have homeowners insurance before closing on your new property. This requirement is set up between you and the mortgage company. Your lender usually wants you to carry enough homeowners insurance to cover all damages if

Buying a home is a big investment. For some of us it may be one the largest purchases we ever make. Which is one of the major reasons why having your home properly protected is so important. Often your mortgage lender may even require to carry homeowners insurance before closing on a property.  A homeowners

If you have a mortgage on your home, you more than likely need to have homeowners insurance. Knowing what can effect your home insurance premium can save you money and give you more peace of mind in knowing you’re getting a good rate.  Homeowners insurance covers loss or damages to your home caused by a