Insurance Articles

Your home is one of the largest purchases you will make in your lifetime. Which makes it even more important to know you’re covered by a home insurance company that can cover your claim when you need them.  Automatically we want to gravitate to lower home insurance premiums, but that’s not always the best option. […]

Let me start off by saying I am not a tax professional and am simply stating my opinion. You should speak with whoever does your taxes before making any changes.  In the majority of cases, homeowners insurance is not deductible on your taxes. There are circumstances where you may be able to claim deductions. For

Each business insurance policy is different, so the cost will vary from company to company. General liability insurance cost is based on the way your small business operates and what policy limits you have in place. On average the median annual cost of small business insurance is roughly $600. Your ending premium cost will depend

Your homeowners insurance policy is in place to provide protect against potential loss or damages due to sudden disasters, such as accidents & theft. Typical homeowners insurance policies will include 4 types of coverage. Homeowners insurance will provide coverage for the structure of your home Homeowners insurance will cover your personal belongings  Homeowners insurance provides

Does homeowners insurance cover mold? It depends a lot on what caused the mold. If a covered peril was to be the cause of the mold, it may be covered within your policy. Please keep in mind, it is on a case to case basis and differs between insurance companies.  For the most part homeowners

Your auto insurance declaration page is a summary of your car insurance policy. Often it is provided to you by your car insurance company. The auto insurance declaration page will include name of your auto insurance company, policy number, policy term, types of coverage, limit of coverage, cost of coverage and specified vehicles covered under

The name “full coverage’ can be deceiving. There is not an auto insurance policy that can cover you for all situations. Full coverage auto insurance will cover you for the majority of circumstances you may run into. Auto insurance will protect you from the debt of a totaled vehicle and from being sued. Although, this

Within the confusion of an accident, the first thing that comes to mind is, who is at fault? What drivers auto insurance will cover the damages or even worse my injuries and medical care. More often than not, it’s a very difficult decision. Although at times simple enough for the officer on the scene to

Depending on your situation and the lifestyle you live, auto insurance can help you in various ways. Beyond just protecting your vehicle if you’re involved in an accident, car insurance can have its added perks when it comes to receiving discounts toward other policies. Ask one of our wonderful agents about bundling your policies to

A very common question is whether or not personal auto insurance transfers over to rental cars. It depends on a few determining factors. You’re always going to want to check with an insurance agent first, before overpaying the rental car company for daily auto insurance.  You can always try to find this information on your