Insurance Articles

When it comes to the amount of time it takes for your home insurance company to pay out a homeowners insurance claim can differ from state to state. For example in California most homeowners insurance companies are required to send out payment within 40 days from proof of the claim. Although, in Kansas there isn’t […]

When it comes to your home, it may be one of the most valuable assets you may own. Which makes protecting it all that much more important. Having the right homeowners insurance in place will help you accomplish that goal. You may be shopping for a new home insurance policy, or maybe this is for

If you’re looking at a higher than normal homeowners insurance rate you may be wondering how you can lower your monthly premium. The good news is there are a few different things you can apply that will help you to get lower home insurance rates. In this article we will go over a few of

Solar is still a very popular conversation. Especially with the potential savings you can take advantage of by installing solar panels. But is it worth it to get solar? On average installing solar panels may save you around 50% of your electricity bill depending on where you live and your state / city regulations and

When home insurance rates go up, it can be for multiple reasons. The good news is, there are always ways to get the premium down as well. In this article we’ll go over a few of the basics you should look out for to keep your home insurance rates affordable.  Some of the basics characteristics

Homeowners insurance isn’t a state requirement, it’s usually an insurance coverage required by your mortgage lender. The lender wants to make sure the home is covered in case of an accident or disaster. In the event of a serious issue the mortgage company wants to make sure the home can be fully rebuilt or repaired

If the worst were to happen and we’re forced to use our homeowners insurance, one of the first things on most of our minds is how long will it take to get an insurance check. The process of how they are paid out might be on your mind as well. Your insurance company wants you

Homeowners insurance is coverage that protects you finically against loss due to theft, disasters, and accidents. Typical home insurance policies will include a few basic coverage types. Home insurance coverage for the structure of your home. Homeowners insurance coverage for your personal belongings within thew home. Liability coverage in case anyone is injured on your

Buying homeowners insurance can be simple when you put a few fundamentals in place and it is always a good idea to seek professional help. Before we get into how to buy home insurance, if you need immediate assistance and would like to look into a new home insurance policy in California, please give us

The cost of homeowners insurance rates can vary. There are a lot of factors that influence the price of your home insurance premiums. A study done in 2020 shows that the average cost of homeowners insurance is roughly $1,500 annually. This is based off a dwelling coverage amount of $250,000.  From state to state home