Insurance Articles

Your homeowners insurance policy is in place to provide protect against potential loss or damages due to sudden disasters, such as accidents & theft. Typical homeowners insurance policies will include 4 types of coverage. Homeowners insurance will provide coverage for the structure of your home Homeowners insurance will cover your personal belongings  Homeowners insurance provides […]

Does homeowners insurance cover mold? It depends a lot on what caused the mold. If a covered peril was to be the cause of the mold, it may be covered within your policy. Please keep in mind, it is on a case to case basis and differs between insurance companies.  For the most part homeowners

Your auto insurance declaration page is a summary of your car insurance policy. Often it is provided to you by your car insurance company. The auto insurance declaration page will include name of your auto insurance company, policy number, policy term, types of coverage, limit of coverage, cost of coverage and specified vehicles covered under

The name “full coverage’ can be deceiving. There is not an auto insurance policy that can cover you for all situations. Full coverage auto insurance will cover you for the majority of circumstances you may run into. Auto insurance will protect you from the debt of a totaled vehicle and from being sued. Although, this

Within the confusion of an accident, the first thing that comes to mind is, who is at fault? What drivers auto insurance will cover the damages or even worse my injuries and medical care. More often than not, it’s a very difficult decision. Although at times simple enough for the officer on the scene to

Depending on your situation and the lifestyle you live, auto insurance can help you in various ways. Beyond just protecting your vehicle if you’re involved in an accident, car insurance can have its added perks when it comes to receiving discounts toward other policies. Ask one of our wonderful agents about bundling your policies to

A very common question is whether or not personal auto insurance transfers over to rental cars. It depends on a few determining factors. You’re always going to want to check with an insurance agent first, before overpaying the rental car company for daily auto insurance.  You can always try to find this information on your

Are you trying to find out how much does renters insurance cost? According to a recent study by Lending Tree (Quote Wizard) the average cost for renters insurance in California is $180 per year. Please keep in mind this is an average, the cost of your renters insurance can be different from a family members

Gap insurance is an optional auto insurance coverage that will help you to pay for your auto loan if your vehicle is stolen or totaled and you happen to owe more than what your automobile is worth. Sometimes you may hear gap insurance referred to as lease / loan gap auto insurance coverage. Gap insurance

Typically with most homeowners insurance policies, garage doors are part of what’s covered. In the event of theft & damage, fire or vandalism, your homeowners insurance policy more than likely will be able to cover it. Please take note that any intentional damage to your garage door is most often not going to be covered in your home insurance policy. This will also include certain