Top 2 Motorcycle Insurance Options in California

Progressive Motorcycle Insurance:

When it comes to finding comprehensive coverage for your motorcycle in California, obtaining a free quote for Progressive motorcycle insurance is a wise decision. It’s a challenge to locate a motorcycle insurance provider in California that can rival Progressive in terms of both extensive coverage and cost-effectiveness. Progressive is renowned for covering high-risk drivers, which includes motorcyclists. They hold an A+ rating for financial stability from AM Best, and their industry reputation is excellent, earning them an A rating from the BBB. Many riders appreciate Progressive for its competitive pricing and a wide range of coverage options, including full replacement cost, accessories, custom parts, original equipment manufacturer parts, and more. Progressive caters to a diverse range of motorcycle types, including sport bikes, cruisers, ATVs, UTVs, dirt bikes, custom bikes, touring bikes, vintage bikes, scooters, and mopeds.

Pros:

– Affordable premiums

– Strong financial stability

– Extensive additional coverage options

– Excellent industry reputation

Cons:

– Average customer reviews

While Progressive may not have the highest customer satisfaction scores, it’s worth noting that nearly one-third of insured motorcyclists in California trust Progressive motorcycle insurance. We reached out to Progressive for comments on their customer satisfaction ratings, but unfortunately, we did not receive a response.

Safeco Motorcycle Insurance:

For individuals seeking motorcycle insurance in California, Safeco aims to simplify the process. This provider often offers rates below the industry average, making it a budget-friendly choice for many riders. As a part of Liberty Mutual, Safeco has the financial resources to offer secure and dependable policies. They assure motorcyclists of their financial stability with an A rating from AM Best. Additionally, Safeco provides an optional benefit that brings peace of mind to Harley-Davidson riders: the Harley-Davidson Replacement Cost Provision. With this coverage, Safeco will pay the actual cash value of your motorcycle in the event of a total loss due to an accident.

Pros:

– Competitive rates for motorcycle insurance

– Strong financial stability

– Harley-Davidson replacement coverage

Cons:

– Mixed experiences with the claims process

We attempted to contact Safeco for their response regarding the quality of their claims process, but we did not receive a response.