In the aftermath of severe weather wreaking havoc in the region, many individuals are grappling with waterlogged or damaged vehicles. A local insurance adjuster is extending guidance to vehicle owners as they navigate their options for repairs following the recent storms.
After concertgoers in Sunrise discovered their cars flooded outside the Amerant Bank Arena, property claims adjuster Alberto Perdomo provided essential advice to owners. His first recommendation is for car owners dealing with flooded vehicles to thoroughly review their auto insurance policy before initiating the claims process.
Perdomo emphasizes the necessity of having comprehensive coverage, especially in cases of flooding or damage caused by fallen trees. Insurance companies may not cover damages if owners only possess collision insurance.
The subsequent step, according to Perdomo, is meticulous documentation. Stressing the importance of documenting everything, he advises owners to capture pictures and videos of the damage inflicted on their cars. For those who tow their vehicles to a mechanic, preserving receipts is also crucial.
Additionally, Perdomo suggests having the damaged vehicle assessed by a professional. Seeking a professional opinion from a mechanic or specialist is essential for identifying the exact cause of loss or damage.
In the event of receiving a potentially inadequate estimate from the insurance company, having a professional examine the vehicle can be instrumental. According to Perdomo, this ensures that owners can rely on a mechanic’s or professional’s opinion when determining whether the damage is repairable or if it qualifies as a total loss.
Even for vehicles that appear undamaged, experts recommend owners check their insurance policies. Comprehensive insurance is often necessary to cover storm damage, including that resulting from hurricanes.