Easy, Fast & Affordable Landlord Insurance in Sacramento California

Why you need rental property insurance in Sacramento California?

45% of the households in California are renters, which means this also a lot of landlords out there renting property. Did you know that California has the highest number of rental unit in the United States? It’s also home to a decent amount of natural disasters that can be detrimental to real estate.

• Number One state for homes at risk of wildfires in the U.S
• 2nd most natural disaster-prone state in the country

Who is California landlord insurance for?

Rental property insurance often referred to as landlord insurance is a home insurance policy that is designed for people that want to rent their homes to lovely tenants. Rental property insurance is not a state requirement. Although, if you have a mortgage tied to the home, there is a good chance the mortgage lender will want you to have coverage before the fund your loan.

Benefits of having landlord insurance are many but here are a few common examples:

• Legal liabilities
• Fire and water damage
• Financial protection against natural disasters
• Protection for your furnishings

Properties that landlord insurance will cover

Landlord insurance will protect pretty much most homes someone may purchase. It can even cover AirBnBs and VRBOs. Although they may additional coverage. Please ask an agent for more information. Below are a few examples of the property types rental property insurance will cover:

• Single family residence
• Multi-Family homes
• Apartment buildings
• Condo units
• Vacation homes
• Manufactured homes

Rental property insurance coverages

Landlord insurance policies can cover a pretty wide range of risks and you also have the option to choose a more limited amount of coverage. Below are some of the covered perils landlord insurance may cover;

• Fire
• Water
• Windstorm, hail, lightening
• Lawsuits
• Riot and civil commotion
• Vandalism & theft
• Injury

Get a Landlord Insurance Quote with Eugene C Yates Insurance Agency

At Eugene C Yates Insurance Agency we have some of the best landlord insurance agents in Sacramento. On top of that they have access to the top rental property insurance companies in the industry and firsthand knowledge of the best landlord insurance discounts on the market. This makes it easy for them to find you the best rate on the best coverage for your situation. Please give them a call today, they would love to help you get the perfect policy for your lifestyle. We can be reached at 916 313 6100