Insurance Articles

When you’re looking for a home a question on your mind might be, do I even need homeowners insurance and when should I get covered if it’s a necessity? There’s not exactly a law in place that requires you to carry homeowners insurance, but if you’re looking to finance your home through a mortgage lender […]

Homeowners insurance comes with a few different types of discontinuation. Your policy can lapse, you can cancel it and you can run into non-renewal. With each being different they will all come with their own set of unique consequences. In this article we will go over some of the differences between each and hopefully help

Owning a home comes with its own set of rules and responsibilities. You typically have a mortgage payment and your lender may require you to carry home insurance. You will also have things like maintenance and repairs to take care of. Then there’s property taxes, maybe an HOA or PMI as well.  These costs can

Many homeowners want to know if they can change homeowners insurance at any time? In short, yes. You can switch home insurance companies at any time. That isn’t to say there aren’t penalties and / or fees that you might run into if you decide to switch homeowners insurance companies before your current policy expires.

Some of the most common home insurance claims come from water damage. When it comes to covering water damage, most homeowner insurance policies will cover you. Although, there are circumstances like gradual damage that are not covered. As you can see, knowing what’s included in your policy can be important. Around 1 out of every

Often times when you have an older roof (20+ years old) it will be difficult to secure a new homeowners insurance policy or even renew your current home insurance policy. Most homeowners insurance companies have pretty strict guidelines when underwriting a home that may be a little older. The roof of your home protects your

Homeowners insurance in Sacramento County is just one type of insurance that residents can get. If they don’t already have homeowner’s insurance, they should consider it. Homeowners insurance helps them to replace their homes and belongings in case of disasters such as fires, earthquakes, floods, or other disasters that can occur. In case you don’t

Are you a resident of Sacramento and looking for home owners insurance? You are in luck because the Internet is filled with excellent resources. Homeowners insurance quotes can be easily obtained online, through phone calls or in person. By shopping around you may be able to save a significant amount on your insurance premiums. There

Finding the least expensive homeowner insurance in Sacramento can be a difficult task. There are many companies that advertise their rates, but there really aren’t any that are priced to suit most budgets. One way to find companies that offer a lower rate is by looking for them online. Although there are a number of

Homeowners Insurance Sacramento is a type of insurance policy that is designed to provide financial protection to the property owned by an individual or family. This policy can be bought in a variety of forms from personal injury protection plans that protect homeowners from losses that occur as a result of accidents or vandalism, to