Insurance Articles

Typically with most homeowners insurance policies, garage doors are part of what’s covered. In the event of theft & damage, fire or vandalism, your homeowners insurance policy more than likely will be able to cover it. Please take note that any intentional damage to your garage door is most often not going to be covered in your home insurance policy. This will also include certain […]

The majority of states in the US require you carry auto insurance if you plan to drive. Although, statistics show that over 13 percent of the drivers in the United States are uninsured. A few key pieces of information to help you find out if someone is insured are drivers license number of the vehicle

It’s pretty easy to cancel your auto insurance. For the most part you can cancel your policy at any time. Before you do so you’re going to want to know how to do it correctly. In this article we will discuss the best way to cancel your car insurance policy.  Overall canceling your auto insurance

If you can not pay your car insurance deductible there is a possibility you can run into a little bit of an issue. Although there are alternate ways of approaching the situation and we will go over those ways within this article. If you can’t pay the entire amount of your car insurance deductible at

There is no minimum age to buy life insurance, as long as you have enough earnings to pay your life insurance plan. Though it is better to get life insurance while you’re young, because as you get older, it becomes more expensive. You should buy one as soon as you become the subject of an

Your auto insurance score is very similar to your credit score. The biggest difference between the two, is your car insurance score is used to predict your likelihood of filling a claim. Credit score is obviously based off your likelihood of not paying your bill on time or defaulting on the loan.  Keep in mind,

What is a deductible in car insurance? An auto insurance deductible is your portion of the repair amount you’re required to pay, before your auto insurance company covers their portion. Here’s a basic example to make things clear. You get into an accident that results in repair costs of $4,500 to your vehicle, the deductible

Before thinking about filing a claim you may have other issues that take priority. You may have injuries to attend to or vehicle damage that needs immediate attention.  Even after a minor accident or neglectfully running into a concrete barrier. You might be asking yourself questions like. Is it necessary to file an insurance claim?

If you have been a safe driver from the time you started driving, you should see a decrease yearly as you renew your policy. This is before you turn 25 years old. Once you officially turn 25 you should see the most significant drop in your insurance rates.  If you’re a younger driver or have

Insurance companies view drivers who keep consistent auto insurance coverage as less of a risk than those who have even short lapses in coverage. If your insurance company sees you as more of a risk, it will be evident in your car insurance premium. More risk comes with higher rates. For the most part short