Insurance Articles

What is life insurance?  A contract between an insurance company and a policyholder. When you get a life insurance policy it guarantees the insurer will pay a sum of money to the beneficiaries named in the policy if the insured policyholder happens to pass away. This coverage is in place for the exchange of premiums […]

Home Insurance in Lodi California Homeowners insurance in Lodi California is very similar to other states and cities. It typically will cover you for theft, fire, storm damage, liability and other covered perils. Please keep in mind risks such as earthquakes and flooding will require separate policies that will come with an additional cost. The

Millions of people all over the US suffer from immense physical, mental, and financial loss due to auto accidents every year. If you are overconfident about your driving skills and think that you will never get into an accident, you may be wrong. Even if you have got the best driving skills, you don’t know

Usually the first question that comes to mind is the cost for homeowners insurance. In addition, you may think how can I find the best homeowners insurance rates for my budget. The truth is getting a great homeowners insurance quote is easy when you deal directly with a reputable home insurance broker like Eugene C

Often when we search for auto insurance online we look for auto insurance near me or if you’re in California, you may search, California auto insurance. Regardless of what you type into Google, you’re more than likely looking for the same thing, great auto insurance at an affordable price that will fit into your budget.

California homeowners that live in high brush areas may find it difficult to find home insurance or they may have been dropped from an insurer in the past. Typically homeowners can choose from a variety of home insurance companies. Although, there are certain disasters and other economic pressures that may cause an insurance company to

When a home insurance company considers you for a homeowners insurance policy there is a good chance they will take the breed of dog you have into account. There are dogs that are more aggressive than others or may have a history of biting. Dog bites can lead to very costly liability insurance claims. Due

A Difference in conditions or DIC insurance policy provides expanded coverage for particular perils that may not be covered under your standard insurance policy. Difference in conditions coverage fills gaps in your insurance policy. Difference in conditions insurance is commonly used by larger organizations that may need to be covered for catastrophic perils. Difference In

California FAIR Plan insurance is designed to provide coverage for high risk homeowners and renters that are having trouble finding protection through other insurance companies. As of November 14th 2019, the California Insurance Commission ordered the FAIR Plan to start including coverage for non fire risks by June 1st, as well as double the coverage

If you leave your home unoccupied for a particular amount of time, you run the chance of your homeowners insurance company voiding your coverage. Due to this it’s important to know what is considered a vacant home and how you can protect yourself from risk. What is considered a vacant home in homeowners insurance? What