Insurance Articles

What is a business owners policy? A business owners policy or BOP for short is a combination of commercial property insurance, general liability insurance and business interruption insurance wrapped into one very convenient business insurance policy. The great thing about a BOP is it’s usually sold at a premium that is lower than if you […]

There isn’t one business insurance policy that will cover all of the risks a company may go through. You need different types of business insurance to cover different accidents, lawsuits, and damages that can potentially harm a companies wellbeing. Business insurance policies that cover common risks; General liability insurance / business liability insurance; General liability

What is the purpose of business insurance? Your company faces various risks daily. Business insurance is designed to help protect your company from risks that could become financially devastating to the business. Business insurance will help to protect your company from the disasters such as; Lawsuits Property damage Theft Vandalism Loss of income Employee injuries

If you’re looking for business insurance for your small business there’s certain things you want to know before jumping into the first policy you see. In this article we’ll go over some basics about commercial insurance and give you some pointers on protecting your business. Knowing the amount of coverage you need and setting your

Commercial insurance also known as business insurance is an important financial investment for all small businesses. When operating a business you’re faced with many challenges and risks. A good business insurance policy can protect the company and your employees. It can help to protect your company from risks such as property damage, business interruption, theft,

What you need to know about homeowners insurance in El Dorado Hills California. The average cost for homeowners insurance in California is roughly $1,050 annually. Which makes the cost of homeowners insurance in California around 35% lower than the national average. The easiest way to get the best coverage and most affordable rate is to

Full coverage auto insurance for the most part refers to a combination of car insurance policies. There isn’t exactly such a thing as full coverage for your vehicle. Coverages such as liability auto insurance are usually required by law to drive a car. Then you have optional coverages like rental reimbursement. Each insurance company has

By law homeowners insurance is not required. This doesn’t mean you won’t be required to carry it though. If you have a mortgage on your home, more than likely the lender will want you to have enough homeowners insurance to rebuild the home if the worst were to happen. Please also keep in mind that

A standard homeowners insurance policy in El Dorado Hills will provide coverage to help to rebuild or replace our home if it is damaged or destroyed by a covered peril such as fire, theft, smoke, vandalism, or a falling tree. A good homeowners insurance policy will cover furniture, clothing, and electronics. Homeowners insurance can also

Most business insurance policies are a combination of coverages. One of the more common ways for a small businesses to get broad coverage is to purchase a business owners policy (BOP). A business owners policy combines property and liability risks into one easy to use business insurance policy. The business owners policy will include business