Insurance Articles

Articles on everything you would like to know about everything insurance related.

Commercial Property Insurance

Sacramento Business Insurance: Commercial Property Insurance

When it comes to commercial property insurance it can be found in many different varieties such as inland marine, builders risk, cargo insurance and more. You can get commercial property insurance as a stand alone policy or packaged within a Business Owners Policy (BOP). Commercial property insurance coverage A commercial property insurance policy will protect […]

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Homeowners Insurance

Save Money on Homeowners Insurance with Home Insurance Discounts

The most common ways to save money on your homeowners insurance policy are to adjusting your deductible, shopping around and taking advantage of home insurance discounts. Typically if you use all of the mentioned methods, you can save anywhere between 20 – 40% on your homeowners insurance premium. How do I qualify for homeowners insurance

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Homeowners Insurance

Homeowners Insurance in Wildfire-Prone Areas

What To Know About Home Insurance in Wildfire-Prone Areas California has experienced extreme drought conditions, according to the U.S. Drought Monitor, which is a combination of the National Drought Mitigation Center, U.S. Department of Agriculture and National Oceanic and Atmospheric Administration. “The hot and dry conditions will accelerate the potential for wildfires as vegetation further

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Business insurance; Business interruption insurance

Business insurance; Business interruption insurance

Business income insurance also known as business interruption insurance is business insurance designed to cover lost income if your company temporarily closes due to a fire, natural disaster or another covered peril.  How business interruption insurance protects your business Business interruption insurance will cover lost revenue, ongoing expenses and costs to move to a temporary

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Business Insurance; Commercial Auto Insurance

Business Insurance; Commercial Auto Insurance

What Is Commercial Auto Insurance? Business auto insurance also known as commercial auto insurance, commercial vehicle insurance and commercial car insurance is business insurance designed to protect you, your employees and the vehicles you use for daily business use.  Commercial auto insurance protects your company from financial responsibility if your business is at fault in

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ACORD certificate of liability insurance

Business Insurance; What is an ACORD certificate of liability insurance?

ACORD certificate of liability insurance is a document that is used to prove you have liability insurance. What is a certificate of liability insurance? Also known as a certificate of insurance (COI) an ACORD certificate of liability insurance is a document that will prove you have commercial business liability insurance coverage. It’s used to summarize

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Business Insurance; General liability insurance

Business Insurance; General liability insurance

General liability insurance is business insurance designed to protect your company from third party property damage, advertising injuries, and lawsuits. How will commercial general liability insurance protect your company? General liability insurance provides financial protection in the event your business is sued for an injury that occurred at your company. If you happen to damage

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commercial auto insurance

Business Insurance; What is commercial auto insurance for businesses?

Commercial auto insurance is one of the few business insurance types that is required by state law. Commercial vehicle insurance will cover cars, vans, trucks and more used for daily business operations. Large companies with many vehicles to small businesses with only a couple vehicles should consider commercial auto insurance.  What is commercial auto insurance?

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