Insurance Articles

Often insurance articles are full of the “problems.” From coverage gaps to price volatility, typically issues with insurance gets the most attention. I’ve certainly written my share of pitfalls to be aware of and worked to educate clients on how to avoid errors. However, by focusing on what is lacking we do a disservice to the benefits […]

Amidst the challenges posed by the complex insurance landscape in California, there have been notable instances of success and positive outcomes that highlight the resilience and adaptability of both insurers and policyholders. Here are a few California insurance success stories: 1.   Innovative Wildfire Coverage Solutions:   Some insurance companies in California have been proactive

In Horry County, South Carolina (WPDE) – Insurance premiums have experienced a drastic surge for numerous residents throughout the Palmetto State, particularly in the Coastal Grand Strand region. On Tuesday, a substantial gathering of apprehensive homeowners convened at a town hall event organized by state authorities, their objective being to collaboratively explore remedies to the

The challenge of obtaining homeowners insurance is intensifying, marked by escalating costs and growing difficulty in securing coverage. This situation shows no immediate signs of improvement. The primary contributors to this issue are climate change, heightened expenses for rebuilding or carrying out repairs, and a notable surge in reinsurance premiums, which insurers employ to manage

Auto insurance claims inflation has outpaced the growth of auto insurance premiums, driven by rising overall economic inflation and claims-related costs, according to a recent study by the American Property Casualty Insurance Association (APCIA), titled “Auto Insurance: Navigating Uncertain Terrain.” The APCIA, a national trade association representing home, auto, and business insurers, revealed that the

A recent state law in New York has led to the automatic enrollment of every driver in the state into more expensive and expanded auto insurance coverage. This includes a significant number of unmarried drivers who won’t actually benefit from this coverage, which enables individuals to sue their spouses for damages related to negligent driving.

Amid the onset of California’s wildfire season, the availability of homeowners’ insurance is diminishing, with some companies refraining from issuing new policies and others discontinuing coverage for longstanding clients. A Bay Area resident experienced this firsthand when his insurance was terminated due to findings from aerial images taken over his property by a drone. The

A California couple’s homeowners’ insurance has been terminated due to unexpected reasons unrelated to wildfire concerns. As homeowners across the state grapple with insurance challenges, including limited policies from major companies due to fire risks, AAA has been discontinuing policies for various surprising grounds. Several homeowners have been affected, revealing that AAA declined to renew

Commercial Property Insurance coverage for small business owners in Sacramento, California, provides essential protection for your business property, assets, and liabilities. As a business owner in Sacramento, you’ll want to tailor your coverage to the specific needs and risks of your enterprise. Here are some key components of Commercial Property Insurance coverage that you should

Commercial Property Insurance coverage for warehouses is a specialized type of insurance designed to protect businesses that own or operate warehouses. Warehouses face unique risks due to their storage and distribution operations, making tailored insurance coverage essential. Here are key aspects of coverage for warehouses: 1. Building Coverage: This protects the physical structure