Insurance Articles

1. Local Regulations: Stay informed about any changes in insurance regulations at the state and local levels that may impact businesses in Sacramento. This could include updates to insurance requirements, licensing, or other compliance-related matters. 2. Natural Disaster Risks: Sacramento, like many areas in California, is prone to natural disasters such as wildfires, floods, and […]

Using an independent broker like Eugene C Yates Insurance Agency for your Sacramento insurance can offer several advantages: 1. Choice and Comparison: Independent brokers work with multiple insurance carriers, giving you access to a wide range of insurance options. They can compare policies from different providers to find the best coverage and price tailored to

The specific types of business insurance you should carry depend on various factors including the nature of your business, its size, location, industry, and regulatory requirements. However, here are some common types of business insurance that many businesses typically carry: 1. General Liability Insurance: This provides coverage for third-party bodily injury, property damage, and advertising

In 2024, homeowners have several avenues to explore for saving money on their insurance policies. Firstly, it’s crucial to shop around and compare quotes from various insurance providers. This practice allows homeowners to uncover competitive rates and coverage options tailored to their specific needs. Bundling policies, such as combining homeowners and auto insurance, often unlocks

Saving money on your car insurance premium is a goal for many drivers. One effective way to achieve this is by comparing quotes from multiple insurance companies. Shopping around allows you to find the best rates and coverage options tailored to your needs. Additionally, bundling your car insurance with other policies, such as homeowners or

What is the California FAIR Plan? The California FAIR Plan, or FAIR Plan Association, is a state-mandated program that provides basic property insurance to individuals who are unable to obtain coverage through the regular insurance market. FAIR stands for “Fair Access to Insurance Requirements.” This plan was established in 1968 as a response to the

If your auto insurance carrier decides to drop your coverage, it’s a serious matter that requires prompt action to ensure that you remain legally covered while driving. Here are the steps you should take: 1. Understand the Reason:    – Contact your insurance carrier to understand the reason for the coverage termination. It could be

Carrying business insurance is of paramount importance for various reasons, playing a pivotal role in the overall protection and sustainability of a company. Firstly, business insurance provides crucial financial protection for a company’s physical assets. Whether it’s safeguarding against property damage from unforeseen events like fires or natural disasters, or protecting inventory and equipment from

Homeowners insurance plays a pivotal role in safeguarding both your home and financial stability. Its primary function is to shield your property from a spectrum of potential risks, ranging from natural disasters to theft and vandalism. In the unfortunate event of covered damages, this insurance provides vital financial support for repairing or rebuilding your home,

Owning a restaurant involves various risks, and having the right business insurance coverage is crucial to protect your establishment. Here are some forms of business insurance that are commonly recommended for restaurant owners: 1. General Liability Insurance: Provides coverage for bodily injury, property damage, and personal injury claims arising from your restaurant’s operations. This is