Insurance Articles

Articles on everything you would like to know about everything insurance related.

10 types of companies should carry business insurance

Business insurance is essential for companies across virtually all industries, sizes, and stages of development. This broad recommendation stems from the fundamental role that insurance plays in protecting businesses from unforeseen losses, liabilities, and risks that can arise during normal operations. Here are some specific types of companies that should particularly consider carrying business insurance, […]

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Why is Mercury insurance considered one of the best homeowners insurance carriers in California?

Mercury Insurance is often considered one of the best homeowners insurance carriers in California for several reasons, reflecting its commitment to value, customer service, and comprehensive coverage options. Here’s a detailed look at why Mercury Insurance stands out in the competitive California insurance market:  1. Competitive Pricing Mercury Insurance is known for offering competitive pricing

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Why is it always a good decision to buy auto insurance through a reputable auto insurance broker such as Eugene C Yates Insurance Agency?

Purchasing auto insurance through a reputable auto insurance broker like Eugene C. Yates Insurance Agency can offer numerous advantages, making it a wise decision for many consumers. Here are the primary reasons why engaging with a reputable broker is beneficial:  1. Expert Guidance and Personalized Advice Brokers are professionals in the insurance field. They have

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10 things to look for in a Sacramento auto insurance agency

When selecting an auto insurance agency in Sacramento, it’s crucial to consider several factors to ensure you receive the best coverage and service for your needs. Here’s a structured approach to guide your selection process:  1. Licensing Ensure the agency is licensed to operate in California. You can verify this information through the California Department

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What steps should you take if your auto insurance carrier drops your coverage

If your auto insurance carrier notifies you that they are dropping your coverage, it’s crucial to act promptly and strategically to ensure you remain legally insured and adequately protected. Here’s a structured approach to navigate this situation:  1. Understand the Reason First, find out why your insurance carrier is dropping your coverage. Common reasons include

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8 things to look for in a Sacramento homeowners insurance agency

When searching for a homeowners insurance agency in Sacramento, it’s important to consider several key factors to ensure you choose an agency that offers comprehensive coverage, reliable customer service, and understands the local market. Here are eight critical aspects to look for:  1. Licensing Verify that the agency is licensed to operate in California. Licensing

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What steps should you take if your home insurance carrier drops your coverage

If your home insurance carrier decides to drop your coverage, it’s critical to address the situation proactively to ensure continuous protection for your home. Here’s a systematic approach to manage this scenario effectively:  1. Understand the Reason for Cancellation Firstly, determine why your insurer is canceling your policy. Common reasons include too many claims, changes

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Why it’s important to maintain your auto insurance coverage in California

Maintaining auto insurance coverage in California is critical for several reasons, rooted in legal, financial, and personal protection aspects. Here’s a structured explanation:  Legal Requirements 1. Mandatory by Law: California law requires drivers to carry minimum liability insurance coverage. This is to ensure that drivers can cover costs related to damages or injuries they may

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Why it’s important to maintain your homeowners insurance coverage in California

Maintaining homeowners insurance coverage in California is essential for several compelling reasons, encompassing financial security, legal requirements in some cases, and protection against the unique environmental risks prevalent in the state. Below, these reasons are detailed to provide a comprehensive understanding:  Financial Protection 1. Asset Protection: For most people, a home is their most significant

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What are the benefits of bundling your homeowners and auto insurance with Mercury

Bundling homeowners and auto insurance with Mercury Insurance offers several benefits that can lead to significant savings and conveniences for policyholders. Here are some of the key advantages: 1. Discounts on Premiums: One of the most immediate benefits of bundling policies with Mercury is the potential for discounts. Customers who choose to bundle their homeowners

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