Insurance Articles

Homeowners insurance can feel overwhelming at first. You get a declarations page full of numbers, coverage letters (A, B, C, D…), and insurance language that sounds like it came straight out of a law textbook. But when you break it down, a homeowners policy is actually pretty simple. It’s made up of a few core […]

If you’re in escrow on a home, first of all — congratulations. That’s an exciting (and sometimes stressful) place to be. There are inspections happening, documents flying around, and about 47 emails a day asking for something. So it’s completely normal to wonder: Can I still change my homeowners insurance policy while I’m in escrow?

Maybe something was posted on social media. Maybe a neighbor claims you said something damaging. Maybe someone accuses you of harming their reputation. Or maybe your identity was stolen and you’re wondering what your insurance actually covers. So let’s break this down clearly: Does your insurance policy provide liability coverage for slander, libel, defamation, invasion

And while that’s often true, there’s a smart way to do it and a rushed way to do it. If you’re thinking about bundling your home and auto (or other policies), here are four important things to do first to make sure you’re actually getting the best deal and the right protection. 1. Review Your

If you’re paying for multiple drivers in your household, you’ve probably wondered: “Is there a way to bundle this together and save?” The good news? In many cases, yes — you can save money on car insurance by putting your household on a family plan. Let’s break down how it works and when it actually

If you’re like most homeowners, you probably have a pretty good idea of what’s in your house… until you actually try to write it all down. That’s where a home inventory list comes in — and why it’s one of the smartest (and most overlooked) things you can do to protect yourself. What Is a

It’s not something most of us like to think about, but life gets busy. Mail gets misplaced. Emails get buried. Payments get overlooked. So a very smart question many homeowners ask is: “Can I add someone else to receive notice if my home insurance is about to cancel for nonpayment?” The short answer is: In

If your insurance bills feel like they keep creeping up, you’re not alone. Between rising repair costs, weather-related claims, and inflation, many homeowners and drivers are seeing higher premiums. The good news? Saving money on your insurance doesn’t have to be complicated. In fact, you can often lower your costs in three simple steps —

When your home insurance renewal shows up and the premium is higher than last year, it’s natural to wonder, “Nothing’s changed with my house… so why did my rate go up?” The truth is, home insurance rates are influenced by much more than just your individual home. A wide range of local, national, and even

If you’ve ever opened your renewal notice and thought, “Why did my rate change?” — you’re not alone. Car insurance pricing isn’t random. It’s based on risk. Insurance companies look at data to predict how likely you are to file a claim — and how expensive that claim might be. Let’s walk through the major