Insurance Articles

Probate is a legal process where a deceased person’s estate is administered, debts are settled, and assets are distributed to heirs or beneficiaries. One critical aspect of this process is ensuring that any real estate in the estate is properly insured. Here are the essential steps to protect the property and its value during probate. […]

Probate is a legal process that occurs after someone passes away, involving the distribution of their assets and the settling of debts. Among the assets often left behind is a home, which requires special attention—particularly when it comes to homeowners insurance. Understanding what happens to homeowners insurance during probate can help ensure the property remains

Homeowners insurance is essential—no debate there. But when it comes to putting your home in a trust, the waters can get murky. Let’s clear things up about how trusts impact your homeowners insurance and what steps you need to take to stay protected. What Is a Trust, and Why Use One? A trust is a

Commercial auto insurance is vital for businesses that rely on vehicles for their operations, whether for deliveries, transporting goods, or passenger services. In California, various state laws shape how insurance companies calculate rates for these policies. Understanding these regulations can help businesses make informed decisions and optimize their coverage costs. 1. Minimum Liability Insurance Requirements

When managing a commercial property, understanding the implications of building permits is critical. Not only do permits ensure legal compliance, but they also play a significant role in determining your commercial property insurance rates. Here, we explore how building permits can impact your insurance and why staying compliant is essential. 1. Ensuring Building Code Compliance

Winter can be a beautiful season, but the cold, snow, and ice often bring challenges that homeowners must prepare for. Beyond the inconvenience of shoveling snow or salting driveways, winter weather can also have a significant impact on your home insurance rates. Insurers evaluate several factors when determining premiums, and the risks associated with winter

Winter driving presents unique challenges, particularly when icy roads are involved. These conditions not only test your driving skills but also the preparedness of your auto insurance. To help you navigate icy roads with confidence, we’ve compiled practical safety advice and insurance tips to keep you protected during the colder months. Insurance Tips for Winter

Commercial auto insurance is a crucial safeguard for businesses that rely on vehicles for their operations. This specialized coverage protects companies from potential financial losses caused by accidents, property damage, or liability claims. If your business involves regular use of vehicles, it’s essential to assess whether you need this coverage. Here are 10 types of

Commercial property insurance is a crucial safeguard for businesses that rely on physical assets to operate. Whether it’s protecting buildings, inventory, or equipment, this insurance offers peace of mind by mitigating risks such as theft, fire, vandalism, or natural disasters. Here are 10 types of businesses that should seriously consider investing in commercial property insurance:

When running a machine shop, ensuring your business is adequately protected against risks is as critical as the precision of your operations. Machine shops handle specialized tasks that require expensive equipment and skilled workers, making tailored commercial insurance coverage an essential investment. Here’s a detailed look at the key types of insurance coverage every machine