Insurance Articles

Articles on everything you would like to know about everything insurance related.

What is hazard insurance

To truly understand what hazard insurance is, let’s first look at what a hazard is a little closer.  Hazard; a source of danger (webster). Hazard and peril are often used when speaking about insurance. Peril is something that causes or can cause loss. Whereas a hazard is something that makes a loss more likely.  A […]

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sacramento flood zone

Sacramento Flood Map 2020

Flood mapping (including flood insurance rate map, flood hazard map and historic flood map) is the procedure through which areas exposed to the risk of floods are chalked out on a map. Flood maps in U.S.A are maintained and updated by the “Federal Emergency Management Agency” (FEMA). Similar to other areas, Sacramento flood map is

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man wearing mask

Coronavirus and Insurance

Having insurance gives people a sense of security for both them and their loved ones. Whether it be health insurance, life insurance, or travel insurance, people want to know they have monetary security if something goes awry. In the days of the COVID-19 pandemic, people have many questions about the different forms of insurance. The

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motorcycle

Cheapest cost of motorcycle insurance by age group in California

Most U.S states have mandatory laws for Motorcycle insurance. 46 out of 50 states have enforced Motorcycle insurance if you are traveling through them.  If we look at the Motorcycle insurance rates in California, several factors determine the average Motorcycle insurance rates in California. Variably the estimated cost of motorcycle insurance can vary from hundreds

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