Articles on everything you would like to know about everything insurance related.
The first thing you want to check to make sure your vehicle is covered in the event of theft, is if your policy includes comprehensive insurance coverage. If you have comprehensive coverage typically your car is covered in the event of theft. Comprehensive will also covers the replacement of stolen parts (only certain ones, please […]
What is comprehensive car insurance? It’s an optional auto insurance coverage. It will cover your vehicle against damage that is not the result of a collision or theft. Comprehensive insurance will cover damage to your automobile caused from vandalism, rockslides, & fires. Some of the features not typically included in comprehensive car insurance coverage are
Auto liability insurance; a type of auto insurance coverage required in the majority of states by law. If you’re involved in an accident and determined to be at fault, you are liable for the accident. Liability coverage will help you pay for the other person involved in the accidents expenses. Liability coverage comes is going to come
A certificate of insurance or certificate of liability insurance (COI), is a simple form that is issued by an insurance company. Details shared will include the types of coverage, insurance company issued, policy number, named insured, policy effective dates, & the types and dollar value of the limits & the deductibles. Do I need a certificate of
So, what is and isn’t covered in most homeowners insurance policies? Most homeowners insurance policies cover damage from fires, windstorm, hail, water damage (excluding flooding), riots & explosion. Other potential causes of loss included, theft and the extra cost of living elsewhere, due to the structure being repaired or rebuilt. Please keep in mind, not
Which area is not protected by most homeowners insurance? Read More »
Question: If I live in California, how long will an auto accident stay on my car insurance record? Answer: Insurance companies usually go back 3 to 5 yrs. If an accident is on your driving record it could affect you for that amount of time. The car insurance companies will rate you on an accident which could
How long does an accident stay on your insurance? Read More »
Beneficiary. The beneficiary of a life insurance policy is the person that will receive the money from your policy’s death benefit when you pass away. The day you purchase your life insurance policy, you decide who the beneficiary of the policy will be. For example, you may choose one or all of your children, or your wife
The person who receives financial protection from a life insurance plan is called a; Read More »
When you leave your job you have a few choices. You can choose to stay with your employer’s health insurance plan for up to 18 months, get insurance coverage through a government health care exchange, or another insurer. Question; When I quit my job I was under the impression my health insurance would be good.
How long do you have health insurance after leaving a job? Read More »
If you rent a place, the landlord might ask you to buy renters insurance. Usually they’ll make it part of your rental agreement. Your landlord’s policy will only cover damages or loss for the structure that you are living in. It will not cover your possessions. The cost of renters insurance; The Insurance Information Institute (iii.org), says the average
If you’re looking for the average cost in the US for motorcycle insurance it’s roughly $702 per year or $59 per month. The average cost of motorcycle insurance in California is $1,360 annually or $113 per month. Your insurance premiums depend on a few determining factors. For example age, driving record, the state and neighborhood