How to Prepare to Get an Insurance Quote, Part 1


When you ask for an insurance quote, you are asking for an estimate of what your rate might be with a potential insurance carrier. Quotes may change in the future, but at first they depend on the information you provide the carrier at the time of the quote. The more information you provide, the more accurate your insurance quote will be.

The quote process begins with your giving an agent your information, whether it’s for your car, home, health, rental unit, etc. Once the agent has your information, he or she will call you back with a quote, or several variations of quotes, depending on a variety of factors. The recommendation as to the number of quotes you should get is usually 3 to 5. That can take a lot of time, so limiting your information gathering to 3 quotes is enough to give you a good deal of useful information. Some agencies prefer online quotes, but you must be prepared to provide a great amount of detailed information in order to get an accurate quote.

You might think it’s obvious to pick your insurance based on price. But you also want to consider how thoughtful, thorough, and efficient your agent was at getting your quote and explaining everything to you. With offices in Sacramento, Roseville, and Lodi, CA, Eugene C. Yates Insurance Agency is the place to call for a free quote. Whether you want quotes on your car, home, health, life or more, you can depend on Eugene C. Yates for accurate, affordable insurance quotes in Lodi, CA, plus all of the surrounding areas.