Have you ever heard someone say, “I have insurance, but I have the cheapest policy available?” This may seem like a good move for someone who’s trying to save money, but it could end up costing more in the long run – especially if the driver is responsible for an accident that results in extensive damages. Having auto insurance protects you and your family from the financial consequences associated with vehicle accidents.
For example, if you are responsible for an accident that causes extensive damage to another driver’s car, an inadequate insurance plan will cap out much sooner. If it doesn’t cover the other driver’s repair bill, you’ll be saddled with bills you may not be able to afford. It can affect not just your finances, but your family’s quality of life, as well, making it difficult to make ends meet.
In the end, you don’t have to choose between effective and affordable car insurance. There are many different options available for thrifty drivers who don’t want to give up coverage for a cheaper policy. Take your time to shop around and talk with insurance companies. It’s the right choice for both you and your loved ones. The team at Eugene C. Yates Insurance Agency is here when you are seeking affordable car insurance in Sacramento, CA.