Insurance Articles

What is renters insurance? Renters insurance, also known as tenant’s insurance or apartment insurance, is a type of insurance policy designed to provide financial protection to individuals who are renting or leasing a residential property. It offers coverage for a range of circumstances that can affect renters, including: 1. Personal Property Protection: Renters insurance covers […]

The American Property Casualty Insurance Association (APCIA) has joined forces with CyberAcuView to introduce a new research paper. This paper offers a comprehensive examination of data and trends within the cyber insurance market, delving into the challenges it encounters, shifts in underwriting practices, and the continuous transformation of cyber insurance within a rapidly changing technological

Saving money on car insurance premiums can help you keep your overall transportation costs in check. Here are some tips to help you reduce your car insurance costs: 1. Shop Around: Don’t settle for the first insurance quote you receive. Compare rates from multiple insurers to find the best deal. Online comparison tools can make

“Sheer panic” is what Teddy Mars from Louisiana experienced when his homeowners insurance provider decided not to renew his policy in early 2023. The only remaining option left him and his family with a higher homeowners insurance cost than their mortgage payment. To cover these increased costs, Mars had to dip into his savings, withdrawing

First things first, what makes an auto insurance company the best? An auto insurance company is considered good based on a variety of factors that contribute to its overall quality and the level of service it provides to policyholders. When evaluating an auto insurance company, consider the following criteria: 1. Financial Stability: A good auto

Employee errors and subpar security measures are undermining businesses’ ability to obtain comprehensive cyber insurance coverage, as per a recent report from QBE. The survey conducted by QBE discovered that a substantial proportion of employees (31%) have made mistakes that have the potential to compromise their workplace’s cybersecurity. These errors encompassed falling prey to phishing

Having auto insurance during the holiday season is crucial for various reasons, as this time of year often brings increased risks and potential hazards on the road. Here are five examples of why you should have auto insurance during the holiday season: 1. Increased Traffic and Congestion: The holiday season typically sees a significant increase

Homeowners insurance is important for Halloween 2023, as it provides several crucial protections and benefits during this festive time: 1. Liability Coverage: Halloween often involves welcoming trick-or-treaters and guests to your home. If someone were to get injured on your property, your homeowners insurance can provide liability coverage. This protects you in case of accidents

The holiday season brings joy and togetherness, but it can also bring unexpected expenses, especially for pet owners. Your beloved furry companions are just as susceptible as humans to health issues or accidents during this festive time, which makes pet insurance critical. With the additional costs of holiday travel, meals, and gifts, the last thing

Here’s a lesser-known detail about insurance for renters: While a building owner’s insurance typically covers losses in common areas and shared facilities, landlords often bear no responsibility for damage occurring inside a rental unit, including any harm to a tenant’s personal belongings. This is where renters insurance, sometimes referred to as tenants insurance, steps in.