Our Blog

Exploring Personal Coverage from Your Insurance Agency in Lodi, CA

June 17, 2019

As important as planning is, not every situation has an ideal outcome. That’s why having the right insurance coverage is so vital. It keeps you prepared for the tough times and helps you avoid significant life disruptions because of accidents and unforeseen disasters.  Your partner for protection is our…

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Finding a New Home Insurance Policy

May 17, 2019

homeowners insurance sacramento caHave you outgrown your current homeowners insurance policy? It’s a common story with many families. Sometimes insurers raise prices, change their service standards, or can’t offer the additional coverage you need when your lifestyle changes. There’s no shame in shopping around for a new policy. Whatever…

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How an Auto Insurance Policy Protects Your Family

May 10, 2019

Have you ever heard someone say, “I have insurance, but I have the cheapest policy available?” This may seem like a good move for someone who’s trying to save money, but it could end up costing more in the long run – especially if the driver is responsible for…

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Health Insurance in Lodi, CA

Three Reasons to Get Health Insurance

April 17, 2019

Do you have health insurance? If the answer is no, it’s time to get a plan! We have put together a small list of reasons why you should choose health insurance today: Visit the Doctor Regularly – When you have health insurance, you are able to keep up with regular…

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Commercial Insurance in Lodi, CA

The Importance of Choosing Property Insurance for Your Business

April 10, 2019

As a business owner, it is essential to have insurance to cover your property. One of the most important coverages you can select is commercial property insurance. With this option, you cover a wide array of risks, including loss or damage to your equipment, inventory, and building. A basic commercial…

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Business Insurance for Start-Up Businesses

March 10, 2019

    Business Insurance for Start-Up Businesses Businesses are exposed to a wide variety of business risks. Insurance products have been designed to provide protection for the different risks that are faced by businesses of different sizes and types. The purchase of business insurance is an essential investment for business…

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Insurance Sacramento

March 8, 2019

Insurance Sacramento it is well within our scope and our licensing to insurnsure anywhere in the state of California. We have many clients from all parts of the state. We really love to insure clients in the Sacramento area. We recently purchased the domain name Insurance Sacramento to try and…

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Does your Homeowners Insurance Pay for Dog Bites?

March 7, 2019

        Does your Homeowners Insurance Pay for Dog Bites? If you own a family dog and also own a home, it is important to reveal that fact to your insurance agent when applying for homeowners insurance.  There may be some stipulations regarding your coverage if…

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How to Prepare to Get an Insurance Quote, Part 2

February 14, 2018

When you are researching insurance costs and quotes it may seem as if the agent is asking for a lot of inconsequential information just to give you an insurance quote. Keep in mind, however, it’s for your benefit. The more the agent knows upfront, the more precise his…

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How to Prepare to Get an Insurance Quote, Part 1

February 14, 2018

  When you ask for an insurance quote, you are asking for an estimate of what your rate might be with a potential insurance carrier. Quotes may change in the future, but at first they depend on the information you provide the carrier at the time of the…

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10 Ways to Keep Your Home Safe

January 5, 2018

Unfortunately, it’s not enough these days to hide your money under the mattress or lock your front and back doors. It’s common sense to keep your car doors locked or put your car inside the garage. These days you need to make your home look occupied all the…

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A Brief History of Insurance

January 5, 2018

While there were primitive methods of insuring goods centuries before, it was in 1752 that Benjamin Franklin helped to establish the practice of insurance, especially property insurance. (An earlier company formed in Charleston, South Carolina, went bankrupt in 1740 by a fire that destroyed over 300 buildings.) In…

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Why Your Small Business Needs Commercial Insurance

December 29, 2017

    Murphy’s Law state that whatever can go wrong, will. That’s why you need commercial insurance to cover any liabilities your small business may face. When you have commercial insurance protecting you from severe financial loss due to damages or lawsuits, you can stay afloat when an…

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Long-Term Care Insurance – EugeneCYates.com

Tips for Buying Long-Term Care Insurance

October 19, 2017

With the tremendous growth of the baby boomer population, long-term care insurance has expanded in popularity. You may want to consider long-term care insurance if you are adamant about maintaining your independence, which includes making your own decisions about where you want to live. Paying for a long-term care policy…

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Welcome to Our Blog

October 5, 2017

Welcome to the Eugene C. Yates Insurance Agency blog. You can depend on our team to answer any of your insurance questions and provide you with the information you need. We are proud to have represented many satisfied customers with insurance policies in the Sacramento area since 1946. In this…

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  • Oklahoma Governor, GOP Leaders Say Opioid Drug Settlement Violates Law June 17, 2019
    Oklahoma’s governor and Republican legislative leaders are raising concerns about the state’s proposed $85 million settlement with an opioid manufacturer that has yet to be approved by a judge. Gov. Kevin Stitt, House Speaker Charles McCall and Senate President Pro …
  • New Orleans to Elevate Houses That Flood Repeatedly June 17, 2019
    The city of New Orleans is using a $12.5 million grant to elevate more than 50 houses that have experienced repeated flooding. The city says in a news release that the money comes from the Federal Emergency Management Agency’s Flood …
  • Businesses Suffer After Floods Wipe Out Nebraska Bridge June 17, 2019
    Ron Gadeken of Ron’s Ag & Auto Repair in Stanton, Nebraska, often goes out to farms to repair equipment. That includes south of Stanton, where the Elkhorn River flows. The raging Elkhorn River wiped out part of the Highway 57 …
    Jerry Guenther, Norfolk Daily News
  • Commissioner: Farm Bureau to Drop Auto Insurance Rates in Louisiana June 17, 2019
    Louisiana Farm Bureau is following the downward trend in auto insurance rates started by State Farm and Progressive insurance companies, the Louisiana Department of Insurance reported. Louisiana Farm Bureau has filed for a 4.4% rate decrease on 220,000 automobile policies, …
  • Alexa, Why Was a Lawsuit Filed Against You? June 17, 2019
    If Big Brother isn’t watching, maybe his little sister is listening. An international law firm has filed a federal lawsuit against Amazon.com Inc., alleging that the company’s Alexa virtual assistant product violated privacy laws in Massachusetts and seven other states …
    Jim Sams
  • Alabama Tyson Foods Plant Waste Water Spill Spreads E. Coli in Rivers June 17, 2019
    Alabama environmental officials say another waste water spill from a Tyson Foods plant has contaminated rivers with E. coli and killed an untold number of fish. News outlets report up to 800,000 gallons of waste water spilled last week from …
  • Small Quake Confirmed Near Central California Town June 17, 2019
    The U.S. Geological Survey confirmed a magnitude 3.2 earthquake hit central California. The agency says the earthquake hit a spot 11.4 miles southwest of Darwin, a town of about 36 people, at 6:48 p.m. The agency says the earthquake had …
  • TigerRisk Names Frase Partner in California June 17, 2019
    TigerRisk Partners LLC has named Lindsey Frase a partner and member of its North American current client division. Frase will report to Wade Gulbransen, global head of reinsurance. Frase started her reinsurance industry career working for Guy Carpenter. In 2006 …
  • Trump Declares Disaster in Six Vermont Counties June 17, 2019
    President Donald Trump has made a disaster declaration for Vermont’s Bennington, Essex, Orange, Rutland, Washington and Windsor counties for flooding in April. Vermont Gov. Phil Scott says a preliminary assessment by the Federal Emergency Management Agency identified more than $2 …
  • Officials Say Multi-Million Dollar Loss in Nine-Alarm Boston Fire June 17, 2019
    Authorities in Boston say a fire that started at a vacant property and spread to nearby homes likely caused millions of dollars in damages. The Boston Fire Department tweeted that the cause of Saturday evening’s nine-alarm fire on the border …