Posts made in May 2019

Finding a New Home Insurance Policy

homeowners insurance sacramento cahomeowners insurance sacramento caHave you outgrown your current homeowners insurance policy? It’s a common story with many families. Sometimes insurers raise prices, change their service standards, or can’t offer the additional coverage you need when your lifestyle changes. There’s no shame in shopping around for a new policy.

Whatever your reason for wanting to switch policies, though, it’s good to know that there are plenty of options out there. When your homeowners insurance in Sacramento, CA, is up for renewal, you’re free to look around at other coverage plans. Here are a few things to keep in mind as you evaluate different policies:

  • It’s Not All about Rates – Some insurance companies might not have the lowest rates, but they make up for it with great service and other perks. Ask yourself whether you’re willing to pay a bit more for attentive and responsive customer service.
  • Ask About Discounts – Many insurance companies offer discounts if you choose bundled insurance plans. Take some time to research different policies, and be sure to ask representatives about current specials to be sure you’re not missing out.
  • You’re Not Married to a Single Insurer – Even if you find an insurance policy from a company you love, be sure to check up on current rates annually. Companies change all the time, and you don’t have to stay with an insurer that doesn’t satisfy your needs.

Find out what you need to know before you choose new homeowners insurance. The specialists at Eugene C. Yates Insurance Agency are available to assist you.

How an Auto Insurance Policy Protects Your Family

Have you ever heard someone say, “I have insurance, but I have the cheapest policy available?” This may seem like a good move for someone who’s trying to save money, but it could end up costing more in the long run – especially if the driver is responsible for an accident that results in extensive damages. Having auto insurance protects you and your family from the financial consequences associated with vehicle accidents.

For example, if you are responsible for an accident that causes extensive damage to another driver’s car, an inadequate insurance plan will cap out much sooner. If it doesn’t cover the other driver’s repair bill, you’ll be saddled with bills you may not be able to afford. It can affect not just your finances, but your family’s quality of life, as well, making it difficult to make ends meet.

In the end, you don’t have to choose between effective and affordable car insurance. There are many different options available for thrifty drivers who don’t want to give up coverage for a cheaper policy. Take your time to shop around and talk with insurance companies. It’s the right choice for both you and your loved ones. The team at Eugene C. Yates Insurance Agency is here when you are seeking affordable car insurance in Sacramento, CA.