Posts made in January 2018

10 Ways to Keep Your Home Safe

Home in Sacramento, CA

Unfortunately, it’s not enough these days to hide your money under the mattress or lock your front and back doors. It’s common sense to keep your car doors locked or put your car inside the garage. These days you need to make your home look occupied all the time, and that may mean leaving your locked car in the driveway. As society has become so technologically savvy, so have the following ways we can make our homes, our families, and our possessions safer.

  1. Install a Strong, Solid-Wood Front Door
  2. Use Timers to Make It Seem Like You’re Home
  3. Keep a Piece of Wood in a Sliding Door Track
  4. Use a “Beware of Dog” Sign
  5. Add a Security Sign to Your Yard
  6. Add Motion-Sensor Exterior Lights
  7. Don’t Announce Your Vacation on Facebook
  8. Don’t Let Your Mail or Garbage Build Up
  9. Put Your Valuables in a Safe Place
  10. Add Glass Break Sensors

It’s also a good idea for insurance purposes to take pictures of your possessions. Chances are you don’t have the receipts for everything that is valuable to you either monetarily or sentimentally. In addition to making a “valuables list,” take pictures of your electronics, jewelry, artwork, and any valuable furniture you may own. If those items have serial numbers, add those to your list, which will make it easier to identify anything that is retrieved in the future.

For more tips on the best ways to insure your home, car, or other possessions, contact the staff at EugeneCYates.com, a reputable insurance company serving California.  Get insurance quotes for Sacramento, CA, and the surrounding area from a company that’s been in the industry since 1946.

A Brief History of Insurance

While there were primitive methods of insuring goods centuries before, it was in 1752 that Benjamin Franklin helped to establish the practice of insurance, especially property insurance. (An earlier company formed in Charleston, South Carolina, went bankrupt in 1740 by a fire that destroyed over 300 buildings.) In those days fires were easily spread due to so many wood buildings. The risk of losing everything was great. Franklin founded the Philadelphia Contributionship for home insurance due to loss by fire. This is the nation’s oldest insurance company still active today. At the time, the population of Philadelphia was approximately 15,000 with less than 10 strictly volunteer fire departments. Benjamin Franklin stated at the time that the mutual principle of this first insurance company was “whereby every man might help another without any disservice to himself.”

 An ad was placed in the Pennsylvania Gazette for subscribers to come to a meeting during which directors were chosen to administer the insurance fund. Policies covered 7 years after a policyholder paid a deposit. Some of the deposit paid for administrative costs and whatever was left was returned to the policy owner after 7 years.

The insurance industry has grown exponentially in the last century. The companies of old were restricted to selling just one kind of insurance; however, in the 1950s multi-line policies began to be permitted. In California today, you can find a number of residential and commercial insurance policies from the Eugene C. Yates Insurance Agency. His staff offers personal and business insurance quotes for Lodi, CA, and all of the surrounding areas. Visit EugeneCYates.com for more information on the many services the company provides.