Posts made in October 2017

Long-Term Care Insurance –

Tips for Buying Long-Term Care Insurance

With the tremendous growth of the baby boomer population, long-term care insurance has expanded in popularity. You may want to consider long-term care insurance if you are adamant about maintaining your independence, which includes making your own decisions about where you want to live. Paying for a long-term care policy definitely lessens the stress of not knowing where to go in the event you need to make a quick decision.

The best time to buy long-term care insurance is when you are in your 50s. That’s because rates tend to increase 6-8 percent per year once you hit your 60s. Some additional tips to keep in mind when you are shopping around for long-term care insurance include:

  • You can design your own policy depending on whether or not you want to be in a nursing home, assisted living facility, or in your own home.
  • Be sure to ask about exactly what your long-term insurance covers. For example, are hospitalizations or hospice care covered?
  • Find out what the exact levels of reimbursement are per day and for covered charges.
  • Research the nursing homes and assisted living places in your location of choice and find out if they are covered under your long-term care policy.

Contact us to find out more about all the policies we carry. We serve the residents in the Sacramento area, including Lodi and Elk Grove. Check out our personal insurance in Lodi, CA, for example, and ask us for a free, no-obligation quote.



Welcome to Our Blog

Welcome to the Eugene C. Yates Insurance Agency blog. You can depend on our team to answer any of your insurance questions and provide you with the information you need. We are proud to have represented many satisfied customers with insurance policies in the Sacramento area since 1946.

In this blog we will discuss relevant news and information on a full range of insurance topics. We cull through the most common questions we get from our customers and turn them into blogs that benefit all of our readers. Our goal is to provide an informative blog site that offers insightful, comprehensive, and knowledge based on our more than six decades in the industry.

Our insurance company covers a wide variety of personal and business insurance policies. The personal policies we cover include affordable rates on all of the following:

  • Auto
  • Home
  • Life
  • Health
  • Renters
  • Rental Property
  • Flood
  • Motorcycle
  • Off-Road Vehicle
  • Watercraft

Some of the most common business insurance policies we cover are:

  • Commercial Vehicles
  • Group Benefits
  • General Liability
  • Commercial Property
  • Workers Compensation

From homeowners insurance in Sacramento to affordable car insurance in Lodi, we’ve got you covered. Contact us at 844-313-6100 or visit our website for a no-obligation rate comparison and find out more about the full range of insurance policies we offer.